Legal

Terms of Use

Conditions governing access to our platform.

Last updated: April 2026

1. Acceptance of Terms

By accessing or using the MERKAO platform (merkao.io), you agree to be bound by these Terms of Use. If you do not agree to these terms, you must not access or use the platform.

2. Platform Description

MERKAO is a premium off-market real estate marketplace that connects verified investors, property owners, agencies, and advisory professionals with confidential property opportunities. The platform provides deal sourcing, investor verification, transaction management, and advisory services across international markets.

3. Eligibility and Verification

Access to confidential deal information requires completion of our verification process, which includes identity confirmation, proof of funds, and investment criteria assessment. MERKAO reserves the right to deny or revoke access at its sole discretion. All verified users must maintain accurate and current information on the platform.

4. Confidentiality

All information shared through the MERKAO platform regarding specific properties, transactions, or deal terms is strictly confidential. Users agree to not disclose, reproduce, or distribute any confidential information without the prior written consent of MERKAO. Breach of confidentiality may result in immediate termination of access and legal action.

5. No Investment Advice

MERKAO does not provide investment, legal, tax, or financial advice. All information presented on the platform is for informational purposes only. Users are responsible for conducting their own due diligence and consulting their own professional advisers before making any investment decision.

6. Accuracy of Information

While MERKAO endeavours to ensure the accuracy of information presented on the platform, we make no warranties or representations regarding the completeness, accuracy, or reliability of any listing, market data, or analysis. All information is subject to change without notice.

7. Intellectual Property

All content on the MERKAO platform — including text, graphics, logos, images, data compilations, and software — is the property of MERKAO or its content suppliers and is protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without express written permission.

8. Limitation of Liability

To the fullest extent permitted by law, MERKAO shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform or any transactions facilitated through it. Our total liability shall not exceed the fees paid by you to MERKAO in the twelve months preceding the claim.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Portugal. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Lisbon, Portugal.

10. Modifications

MERKAO reserves the right to modify these Terms of Use at any time. Continued use of the platform following any changes constitutes acceptance of the revised terms.

11. Contact

For questions regarding these Terms of Use, contact us at info@merkao.io.